Thursday, December 31, 2020

Extended 2020 Lockdown

He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again.............(Proverbs 9:17 King James) Lessons Learned in 2020 will be needed in 2021....Brace Yourself and Tarry with God to Thrive 

Lockdowns, which were implemented in response to the COVID-19 pandemic in many parts of the world in 2020 and 2021, had significant and far-reaching impacts on various aspects of society. These impacts varied in magnitude and nature but included both positive and negative consequences. Here are some of the key impacts of lockdowns:

Positive Impacts:
Public Health: Lockdowns were effective in slowing the spread of COVID-19, reducing infection rates, and preventing healthcare systems from becoming overwhelmed. This helped save lives and protect vulnerable populations.

Accelerated Medical Research: The urgency of the pandemic led to rapid advancements in 
medical research and vaccine development. Multiple COVID-19 vaccines were developed and 
authorized for emergency use in record time.

Telecommuting and Remote Work: Lockdowns accelerated the adoption of remote work and 
telecommuting. Many companies and employees discovered the benefits of flexible work 
arrangements, leading to long-term changes in work culture and practices.

E-Commerce and Digital Transformation: Online shopping and e-commerce saw a significant 
boost during lockdowns as people turned to online platforms for their shopping needs. 
Many businesses invested in digital transformation to adapt to changing consumer behavior.

Environmental Impact: Reduced travel and industrial activity during lockdowns led to 
temporary improvements in air quality and reduced greenhouse gas emissions in some 
regions, offering a glimpse of the potential for environmental conservation.

Negative Impacts:
Economic Downturn: Lockdowns resulted in widespread business closures, job losses, 
and economic recessions. Many industries, such as hospitality, tourism, and small 
businesses, were severely affected.

Mental Health and Well-being: Isolation, anxiety, and uncertainty during lockdowns 
took a toll on mental health. Reports of increased stress, depression, and substance 
abuse were common.

Education Disruption: School closures and the shift to online learning disrupted education 
for millions of students. The digital divide also became apparent, with unequal access to technology and resources.

Social Isolation: Lockdowns limited social interactions and gatherings, leading to 
feelings of loneliness and social isolation. Vulnerable populations, such as the elderly, were particularly affected.

Domestic Violence and Child Abuse: Reports of domestic violence and child abuse increased during lockdowns, as victims had limited opportunities to seek help or escape abusive situations.


Use this Christmas and Newyear Holiday Season to Bond with Family and the Needy Amidst the Covid19 Lockdown......It's been a Tough Year for Many 


 Invest in some Crypto Currency, it should Witness an Upward Trend  

See You in 2021

Monday, November 30, 2020

Grateful Thanksgiving

Navita de ventis, detauris narrat avator, enunmerat miles vulnera, pastor oves
The seaman tells stories of winds, the ploughman of bulls, the soldier details his wounds, the shepherd his sheep...................Roman Poet 16BC Grateful Thanksgiving for all survivors of 2020 

The year 2020 was a highly significant and eventful year, marked by a range of global events that had far-reaching impacts on individuals, societies, economies, and geopolitics. Here's a review of some key aspects of the year 2020:

COVID-19 Pandemic: The COVID-19 pandemic dominated the year 2020. The novel coronavirus, SARS-CoV-2, emerged in late 2019 and quickly spread worldwide. By early 2020, it had become a global pandemic, leading to widespread illness, death, and major disruptions to daily life. Governments imposed lockdowns, travel restrictions, and social distancing measures to contain the virus's spread. The pandemic accelerated trends like remote work, telemedicine, and e-commerce.

Economic Impact: The pandemic triggered a severe global economic downturn. Businesses closed, millions of people lost their jobs, and economies contracted. Governments implemented massive stimulus packages to support businesses and individuals, while central banks lowered interest rates to historic lows.

Black Lives Matter Movement: The killing of George Floyd, an African American man, by 
a police officer in the United States sparked widespread protests against racial injustice and police brutality. The Black Lives Matter movement gained global attention, leading to calls for police reform and social justice.

U.S. Presidential Election: The United States held a highly contentious presidential election in November 2020. Democrat Joe Biden defeated incumbent President Donald Trump, making him the 46th President of the United States. The election saw record voter turnout and numerous legal challenges.

Wildfires and Natural Disasters: 2020 witnessed an unusually active wildfire season in various parts of the world, including Australia and the Western United States. Natural disasters like hurricanes, earthquakes, and floods also occurred in different regions, contributing to humanitarian and economic challenges.

Brexit: The United Kingdom formally left the European Union on January 31, 2020, after years of negotiations. Transition arrangements lasted until December 31, 2020, when the UK fully exited the EU's single market and customs union, ushering in a new era for UK-EU relations.

Space Exploration: Space exploration made significant strides in 2020. NASA's Mars rover, Perseverance, was launched, and China's Chang'e 5 mission successfully collected lunar samples. Private companies like SpaceX continued to advance commercial space travel.

Technological Advancements: The year saw continued technological advancements, with developments in artificial intelligence, 5G technology, and breakthroughs in quantum computing. Remote communication tools and online platforms became essential for work, education, and socializing 
during lockdowns.

Vaccine Development: In record time, multiple COVID-19 vaccines were developed and authorized 
for emergency use. The global vaccination campaign began in late 2020, with millions of people 
receiving vaccines to combat the pandemic.


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Friday, October 30, 2020

The Leap of 2020

Woodman, spare that tree! Touch not a single bough. In youth it sheltered me, And I'll protect it now.............George Pope Morris (1802-64)
Spare 2020; It may have started tough but in the end it would speak good tidings. From little Wuhan came the Covid19 Pandemic that has ravage over 1 million homes, destroyed businesses and transformed our working/social life to a new zoom normal of social distancing. From Trump White House comes the alternative truth protocols revolving staff turnover and the evangelical/republican delusional bias that establishes John Updike 1932 observation; "America is a vast conspiracy to make you happy" perhaps unhappy. From Lekki Toll Gate comes a generation of youth protesting for a just cause, hugging the national flag, singing the national anthem then at twilight murdered by the national army.

Facts on Recession

Financial Theories:
Financial Crisis Theory: Some recessions are associated with financial crises, such as the global financial crisis of 2007-2008. These crises can occur due to factors like excessive risk-taking, speculative bubbles, or the collapse of a major financial institution. Financial recessions often lead to a severe credit crunch, impacting the broader economy.

Psychological Theories:
Consumer and Business Confidence: Sentiment and confidence in the economy can play a significant role in triggering or exacerbating recessions. A sudden loss of confidence by consumers or businesses can lead to reduced spending and investment, contributing to a recession.

External Shocks:
Oil Shocks: Recessions can be triggered by external shocks, such as a sudden increase in oil prices. Oil shocks can lead to higher production costs, lower consumer spending power, and reduced economic activity.

It's important to note that recessions are complex events often influenced by a combination of factors. The specific causes and dynamics of a recession can vary from one episode to another. Economists and policymakers continually study and analyze these theories to better understand the factors that contribute to recessions and develop strategies to mitigate their impact. Additionally, the global economy is interconnected, from Trump to Wuhan, 

Recessions in one country can have ripple effects across borders, making the study of recessions a global concern.

In 2020: One could say, the land has been so devasted, another could weep; so much death. Perhaps, at the end we could find solace in a vaccine, a reformed white house and a regenerated youth.



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Tuesday, September 29, 2020

AI and Developments

Even if strength fail, boldness at least will deserve praise: In Great Endeavors even to have had the Will is Enough............Propertius, Roman Poet (C50 - After 16BC)
Uses of mobile AI are multiplying, in phones and smart devices ranging from dishwashers to door locks to lightbulbs, as well as the millions of sensors making their way to cities, factories and industrial facilities.

Review the chip designer Arm Holdings—whose patents Apple, among many tech companies large and small, licenses for its iPhone chips. Would be worth the effort. 

Overview of ARM Holdings:

Company History: ARM Holdings was founded in 1990 as a joint venture between Acorn Computers,
 Apple, and VLSI Technology. It was headquartered in Cambridge, England. ARM's primary 
focus was on designing and licensing microprocessors and related technologies for a wide 
range of applications, including mobile devices, embedded systems, and Internet of Things (IoT) devices.

Business Model: ARM was known for its business model of licensing its intellectual property 
(IP) and processor designs to semiconductor manufacturers, including Qualcomm, Samsung, 
and Apple. These manufacturers would then integrate ARM's technology into their own chips, 
creating a wide ecosystem of ARM-based processors.

Industry Influence: ARM's designs were highly influential and dominant in the mobile 
device industry. The vast majority of smartphones and tablets used ARM-based processors.

Acquisition by SoftBank: In 2016, ARM Holdings was acquired by the Japanese multinational 
conglomerate SoftBank Group for around $32 billion. This acquisition allowed ARM to continue 
its growth and expand into emerging markets like IoT and autonomous vehicles.

Technology and Innovation: ARM was known for its energy-efficient processor designs, which 
were crucial for the battery life and performance of mobile devices. The company continued 
to innovate in areas like artificial intelligence and machine learning as well.

Partnerships: ARM had numerous partnerships with technology companies, software developers, 
and semiconductor manufacturers, making it a critical player in the technology ecosystem.

Licensing Model: ARM's revenue came primarily from licensing its technology and receiving 
royalties from semiconductor companies that used its designs. This licensing model allowed ARM 
to have a widespread presence across various industries.



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Monday, August 31, 2020

AI and Forex

We would all be idle if we could..........James Boswell; Life of Samuel Johnson (1791)  



Forex trading, short for foreign exchange trading, is the process of buying and selling currencies on the foreign exchange market with the aim of making a profit. It is one of the largest and most liquid financial markets in the world, with a daily trading volume exceeding $6 trillion.

Here are some key points to understand about forex trading:

Currency Pairs: In forex trading, currencies are quoted in pairs, such as EUR/USD (Euro/US Dollar) or GBP/JPY (British Pound/Japanese Yen). The first currency in the pair is called the base currency, and the second is the quote currency. The exchange rate tells you how much of the quote currency you need to buy one unit of the base currency.

Leverage: Forex trading often involves the use of leverage, which allows traders to control a larger position with a relatively small amount of capital. While leverage can amplify profits, it also increases the potential for significant losses.

Volatility: The forex market can be highly volatile, with exchange rates fluctuating rapidly due to various factors, including economic news releases, geopolitical events, and market sentiment.

Market Participants: Participants in the forex market include retail traders, institutional investors, central banks, multinational corporations, and governments. Retail traders typically access the market through brokers.

Trading Hours: The forex market operates 24 hours a day, five days a week, due to its global nature. It is divided into major trading sessions, including the Asian, European, and North American sessions.

I came across an AI Forex platform that trades on your behalf, it paid me every week in the last month, returning 21%.

Apparently, it started a year ago and has never failed to post a profit for the week, Forex is $6trillion daily trading portfolio, its worth your research and risk appetite,

  • Propriety  AI sofware
  • Head office is in Panama
  • CEO;Huascar Lopez
Note: A few may be interested in blockchain bitcoins and the training/leadership arm of the business but not for everyone.

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Friday, July 17, 2020

Theory of Recession

Rising unemployment and the recession have been the price that we've had to pay to get inflation down (Labour Shouts). That is a price well worth paying -----------
(Norman Lamont, British Conservative Politician, 16th May 1991, speech in the House of Commons)



A recession is a significant and sustained decline in economic activity 
within a country or region. It is characterized by a contraction in various 
economic indicators, including gross domestic product (GDP), employment, 
investment, and consumer spending. There are several theories and models 
that attempt to explain the causes and dynamics of recessions. 

Here are some of the key theories:

Demand-Side Theories:

Keynesian Theory: Developed by John Maynard Keynes, this theory emphasizes 
the role of aggregate demand in causing recessions. According to Keynesian 
economics, recessions occur when there is insufficient aggregate demand 
in the economy. This can result from a decrease in consumer spending, 
business investment, or government spending. Keynesian policies suggest 
that government intervention, such as fiscal stimulus and monetary policy, 
can help counteract recessions by boosting demand.

Monetary Policy Theory: Some economists attribute recessions to central banks' 
monetary policy actions. For example, a central bank may raise interest rates 
to combat inflation, but this can also reduce consumer spending and business 
investment, potentially leading to a recession.

Supply-Side Theories:

Real Business Cycle Theory: This theory posits that recessions are primarily 
driven by fluctuations in the supply side of the economy, such as changes in 
productivity or technology shocks. It suggests that recessions are a natural 
consequence of the economy's adjustment to various external factors. Government 
intervention is seen as less effective in addressing these types of recessions.

Structural Imbalance Theory: Recessions can also result from structural imbalances 
in the economy, such as excessive debt, overcapacity in certain industries, or 
a housing market bubble. These imbalances can eventually lead to a sharp correction, 
triggering a recession.

At the depth of recession
  • The king is cash-flow; without cash you would not survive
  • The Queen is Risk Management; Don't lose what you have
  • The Officers are Bargain Investment; Hunt for bargains that will position you for a win when the tide turns.
In simpler terms;
  • Manage your funds
  • Reduce your risk
  • Leverage your opportunities


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Saturday, June 20, 2020

Technology in Post Pandenmic

How puzzling that the seemgly intelligent are often deluded of common sense decision ...… Emmanuel Sodipo




Blogs and websites are been compressed under the powerful weight of a few dominant platforms. This concentration of power creates a new set of gatekeepers, allowing a handful of platforms to control which ideas and opinions are seen and shared.

A Sure Negetive

Some Positives of the Pandemic Lockdown can be seen in Healthcare, Education and Virtual Reality

Electronic health records, e-prescriptions and telemedicine are being transformed;

Telemedicine is being driven by patients looking for better, faster, and safer options for their care.

Electronic health records are driven by doctors, insurers, and the government.

Some StartUps:
  • Solv, offers same-day appointments with a network of physicians, reported that the consumer telemedicine usage was up nearly 3x. Walk-in patient traffic had declined by 57%, and the number of patients who scheduled their appointments more than a day ahead of time had declined by 18%. 
  • Doxy.me offers healthcare practitioners a free video platform to virtually connect with their patients. Doctor on Demand takes telemedicine a step further, allowing patients to make a virtual appointment with their own practitioners on the platform. 

Some Funding and Acquisitions:
  • Quizlet, a global learning platform providing AI-powered study tools to help people practice and master whatever they are learning, has raised $30 million in Series C funding at $1 billion valuation. School shutdowns due to Pandemic have caused students to flock to the platform as they look for new ways to study, retain information, and collaborate.
  • Apple acquired NextVR, a virtual reality company that specializes in broadcasting live events. NextVR had established partnerships with the NBA, Wimbledon, Fox Sports, WWE, and more. It holds more than 40 patents of interest to Apple. 
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Saturday, May 09, 2020

Cyber Threat in Digital Market

How to succeed in business without really trying...…………...Shepherd Mead (Title of book, 1952)

The pandemic a Human virus (Covid19) is changing how we work, study, digest news, and entertain ourselves.



Social app usage is exploding, daily downloads of Houseparty have risen 25x.
Collaboration apps are now household names, worldwide daily downloads of Zoom's mobile app have increased by 14x

The virus has forced the entire office online, making companies reliant more than ever on their digital systems.

To stay competitive in the marketplace we have to work remotely and sometimes at home.

Effective Tips:

1. Start your day early
2. Structure your day as you would in the office
3. Choose a dedicated workspace

Zoom, having skyrocketed in popularity, has experienced such a surge in videoconference hijacking “Zoom-bombing.”

The stakes of protecting our digital systems from a cyberattack could not be higher.
Once a cyberattack occurs, companies and employess are largely on their own. They have to scramble to counteract the attack and eliminate the threat.

Effective Tips:

1. Stay up to date on current scams.
Make sure all employees are aware of the most current scams and that your information security program has prepared a defense.

2. Password-protect your videoconferences.
To protect your videoconferences, do not post the link publicly. Make sure to require a meeting password, share the link and password only with authorized guests, and lock the meeting after it begins

3. Enable multi-factor authentication everywhere.
Enabling MFA will stop all but the most sophisticated threat actors and it should be used on all accounts that are used by the company

4. Determine an alternative method for senior leadership to communicate.
If the unthinkable does happen and an attack brings down your company systems, how will senior leadership communicate among themselves and with employees?

5. Review your incident response plan.
Every company should have an up-to-date, written plan in the event of an attack. It should be crystal
clear as to who is to do what and who you will call for outside assistance.

6. Check your cyber-insurance policy.
Do you have good cyber-insurance? These policies have become more comprehensive and cover more than they did a few years ago.

7. Educate your employees.
Train your employees on cyber security awareness and special care is needed as hackers try to take advantage of the crisis and a disrupted workplace

Contact us for your Cooperate Training

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Saturday, April 04, 2020

Pandemic Crises and Opportunities

Technology does not have much function until it is applied against a product in time with quality and need...........Emmanuel Sodipo




It’s possible that coronavirus will change how we work. As companies encourage employees to move to remote working environments, entire countries are being placed on lockdown and markets are becoming more volatile.

The financial and real economy risks are interrelated in two ways: First, a prolonged Covid-19 crisis could drive up the number of real economy bankruptcies, which makes it even harder for the financial system to manage. Meanwhile, a financial crisis would starve the real economy of credit.

The future may seem bleak right now, but there are upsides.

The biggest challenge of the current episode of Covid19 is managing uncertainty - crisis against opportunity -

When events force rapid changes in behavior, people adopt innovations; a unique opening for creative entrepreneurs to break through

Looking back on prior eras of recession, conflict and natural disasters, each period provides a fertile ground for new ventures:

In 1665, Cambridge University closed because of the plague. Issac Newton quarantined himself at his childhood home. It was the most productive time of his life. He discovered the calculus and the laws of motion.

Thomas Edison launched General Electric right as the nation was heading into the Panic of 1893, a period of 16 months where business activity dropped nearly 40% across the nation. Nevertheless, the company persisted and went on to be one of the original 12 companies listed on the Dow Jones Industrial Average in 1896, where it remained for over a century.

In 1937–1938, during the recession, William Hewlett and David Packard decided to formulate a plan for their new electronics company, Hewlett-Packard. Still feeling the sting of the recession, the duo incorporated their business on January 1, 1939, and would go on to build a global computer powerhouse.

Fred Smith founder of  Fedex launched the business right on the tail end of the Recession of 1969–1970. Yet he was able to overcome the challenge and would go on to pioneer industry and grow a business that in 2019 delivered over 6 million packages a day.

Economist initially said ‘Is this going to be a V-shaped recovery or is it going to be a U with
a gradual recovery or is it going to be an L with stagnation or a W, a double dip.

what if it is not a V, U, L, W?

Output is down. Consumption is down. Capex is down. investment is down.
Exports are down. Imports are down.

What if it is an I. The concept of a straight line down?
We can only guess on the extent of great discoveries, ideas, and innovations that could arise from this ongoing crisis.

Some Opportunities;
While the rest of the economy is tanking from the crippling impact of coronavirus, business at the biggest technology companies are holding steady — even thriving.

1 Increase in demand for Cloud computing platforms
2 Increase in demand for Grocery delivery apps
3 Increasing usage of Remote and collaboration tools
4 Increase in Video streaming sites and Social media platforms
5 Increase Video game usage and Live streaming
6 Increase intime and money spent on Phones

Stay Creative and See You at the Top


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Tuesday, March 10, 2020

Weaponizing Uncertainties

Government of the busy by the bossy for the bully..............Arthur Seldom (1990 British Economist 1916 - 2005)



Both the US and China have demonstrated they are willing to weaponize global trade and supply chains.
Russia and Saudi are weaponizing oil supply

When economies politicize their most important trading relationships, innovation and supply chain systems become more regional and less global.

As the rifts widen, they’ll risk becoming permanent, casting a geopolitical chill over global business.

Global geopolitics will need to factor a broader rise of Asia; A world comprising of three major blocs.
While EU promotes a citizen-centric model, China a state-centred one. The US lacks a unifying message, with an inconsistent and unilateral foreign policy around the globe. America’s status as the home of opportunity and world’s moral guardian is weaker.

Significant players whose alignment is unclear, includes Russia, brexit Britain, the major African and Pacific economies.

Demanding a seat at the table, are the major technology platforms;
Multinationals have become influential political actors as governments shaped global trade, regulatory, and tax regimes in their favor. These firms have in turn exerted influence on policy.

A Recent Survey:
1- Believe that Google, Amazon, Apple, Microsoft, Netflix and YouTube have an overall positive
   effect on society, unlike Facebook and Twitter who have the highest negative impact score.
2- 56 percent said the government should break up tech companies if they control too much of the
   economy

Larger cities bring those super-linear benefits of greater innovation, but they also see non-linear increases in the incidence of public health problems.

Growing cities in Africa and Asia may witness the challenges of urbanisation and may prove a fertile environments for innovation at the edge.

Intellectual property laws should change as economies continue their rapid shift towards intangible rather than tangible assets. As work shifts away from the bundle of full-time employment and a welfare net, a new model is also required

We do not always have enough clarity of when technical breakthroughs will occur or how political forces will shape the global influence of technologies, health care or stock market; Hence unfortunately economies weaponize uncertainties.

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Tuesday, February 04, 2020

AI and Business

An idea does not pass from one language to another without change --------(Miguel de Unamuno 1913)




Recent estimates put the productivity impact of information and communications technology (ICT) and early digital technologies such as broadband at 0.6 percent annually during the 2000s

AI is already relatively applicable to real business problems and can have significant
impact in areas including marketing and sales, supply chain management, and manufacturing

Research has found that the introduction of robots in manufacturing and the introduction of IT accounted for 0.4 percent and 0.6 percent in annual productivity increases, respectively.

The EU has called for $24 billion to be invested in AI research by 2020.

The net effect on GDP and labor markets show that AI could add around 16 percent to global output by 2030, or about $13 trillion, compared with today. This would be incremental value created in addition to current global output.

Virtually all workers will need to adapt to work alongside machines in new ways

In fact, developing economies could potentially leapfrog advanced ones if they were to strengthen core enablers. An absence of legacy, inefficiencies in various parts of the economy, and the role of smart capital in overcoming skills issues may present attractive opportunities for the commercialization of AI use.

Two key questions?

1- How can individuals develop the skills that will be needed to power the AI economy and embrace       a culture of lifelong learning
2- How can businesses embrace AI and automation safely, addressing issues including data security,
   privacy, malicious use, and potential issues of bias?

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Friday, January 31, 2020

AI and CyberCrime


A citizen, first in war, first in peace and first to the hearts of his countrymen--------(Henry Lee on death of General Washington 1800)






In the ever-changing cyberthreat landscape, organizations will have to defend against increasingly complex and interconnected risk.

As organizations continue to grow, so do the size and complexity of their technology and data estates,
meaning attackers have more surfaces to explore and exploit.

AI has the potential to accelerate the volume of attacks as automation of tasks and enhancement
of malicious services further reduce barriers of entry and execution of attacks.

The tools to accomplish attacks are increasingly available on the Dark Web at decreasing costs, including cyber weapons stolen from the NSA and CIA. 

For example; 
The Ukraine power grid attack used spear phishing, industrial control, and disk wiping techniques that were all readily available on the black market, many of them previously stolen from NSA.

Checks and balances do not work as well for cyberwarfare where plausible deniability or even misdirecting the blame to someone else is common.

AI is not a single technology but a family of technologies. There are five broad
categories of AI technologies: computer vision, natural language, virtual assistants, robotic process
automation, and advanced machine learning. 

Hackers will likely use these tools to varying degrees

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