Thriving Thru Challenges

Coughs and Sneezes spread Diseases, Trap the Germs in your Handkerchief ....... World War 2 Health Slogan (1942)

Collaborations are increasingly between humans and machines while most assets and devices are now located outside the old “walls” of the organization. The cybersecurity mesh should enable any person or thing to securely access and use their digital asset, no matter where it is located. 

  A key question for your growth plan: 

• If you were a direct competitor to yourself, what would you do to steal market share? 

  Key Decisions around your Collective Organizational debt: 

• Social debt — Suboptimal activity or a sustained negative impact on the organization’s ability to address social, societal and community issues. 

• Process debt — Suboptimal activity or process that might have some benefits, but generates a sustained negative impact on cycle time, error rates, quality, consistency, complexity or customer experience. 

• Data debt — Lack of, or suboptimal access to, current or accurate data within the demand latency period. 

• Talent debt — Lack of talent (human workers, augmented humans or virtual workers) in either the quantity, quality or ability to scale to fuel optimization or growth. 

• Architecture debt — Suboptimal solutions from an optimized architectural construct. This may lead to security issues, latency and redundancy (in applications, infrastructure, instances, APIs, licensing or subscription costs). 

• Technical debt — Deviation of an application from any nonfunctional requirement. 

  Key information for your investment plan: 

 • London’s population is expected to decline for the first time in the 21st century; there could be fewer babies born in 2021 than in any year since records began. 

• Chip backlog/shortage for technology related industry, Taiwan and South Korea are the global leaders in computer chip production. 

• The Central Bank of Iran was the first central bank to publicly announce bitcoin purchases, In addition to institutional investors, other central banks may begin buying bitcoin 

 Organizations should resolve challenges around integration, security and privacy issues that prevent them from efficiently moving their AI practices from prototypes to production. 

 See You at the Top

https://scroll.cashfxgroup.com

Extended 2020 Lockdown

He that hath pity upon the poor lendeth unto the LORD; and that which he hath given will he pay him again.............(Proverbs 9:17 King James) Lessons Learned in 2020 will be needed in 2021....Brace Yourself and Tarry with God to Thrive 

Lockdowns, which were implemented in response to the COVID-19 pandemic in many parts of the world in 2020 and 2021, had significant and far-reaching impacts on various aspects of society. These impacts varied in magnitude and nature but included both positive and negative consequences. Here are some of the key impacts of lockdowns:

Positive Impacts:

Public Health: Lockdowns were effective in slowing the spread of COVID-19, reducing infection rates, and preventing healthcare systems from becoming overwhelmed. This helped save lives and protect vulnerable populations.

Accelerated Medical Research: The urgency of the pandemic led to rapid advancements in 

medical research and vaccine development. Multiple COVID-19 vaccines were developed and 

authorized for emergency use in record time.

Telecommuting and Remote Work: Lockdowns accelerated the adoption of remote work and 

telecommuting. Many companies and employees discovered the benefits of flexible work 

arrangements, leading to long-term changes in work culture and practices.

E-Commerce and Digital Transformation: Online shopping and e-commerce saw a significant 

boost during lockdowns as people turned to online platforms for their shopping needs. 

Many businesses invested in digital transformation to adapt to changing consumer behavior.

Environmental Impact: Reduced travel and industrial activity during lockdowns led to 

temporary improvements in air quality and reduced greenhouse gas emissions in some 

regions, offering a glimpse of the potential for environmental conservation.

Negative Impacts:

Economic Downturn: Lockdowns resulted in widespread business closures, job losses, 

and economic recessions. Many industries, such as hospitality, tourism, and small 

businesses, were severely affected.

Mental Health and Well-being: Isolation, anxiety, and uncertainty during lockdowns 

took a toll on mental health. Reports of increased stress, depression, and substance 

abuse were common.

Education Disruption: School closures and the shift to online learning disrupted education 

for millions of students. The digital divide also became apparent, with unequal access to technology and resources.

Social Isolation: Lockdowns limited social interactions and gatherings, leading to 

feelings of loneliness and social isolation. Vulnerable populations, such as the elderly, were particularly affected.

Domestic Violence and Child Abuse: Reports of domestic violence and child abuse increased during lockdowns, as victims had limited opportunities to seek help or escape abusive situations.

Use this Christmas and Newyear Holiday Season to Bond with Family and the Needy Amidst the Covid19 Lockdown......It's been a Tough Year for Many 

 Invest in some Crypto Currency, it should Witness an Upward Trend  

See You in 2021

Grateful Thanksgiving

Navita de ventis, detauris narrat avator, enunmerat miles vulnera, pastor oves

The seaman tells stories of winds, the ploughman of bulls, the soldier details his wounds, the shepherd his sheep...................Roman Poet 16BC Grateful Thanksgiving for all survivors of 2020 

The year 2020 was a highly significant and eventful year, marked by a range of global events that had far-reaching impacts on individuals, societies, economies, and geopolitics. Here's a review of some key aspects of the year 2020:

COVID-19 Pandemic: The COVID-19 pandemic dominated the year 2020. The novel coronavirus, SARS-CoV-2, emerged in late 2019 and quickly spread worldwide. By early 2020, it had become a global pandemic, leading to widespread illness, death, and major disruptions to daily life. Governments imposed lockdowns, travel restrictions, and social distancing measures to contain the virus's spread. The pandemic accelerated trends like remote work, telemedicine, and e-commerce.

Economic Impact: The pandemic triggered a severe global economic downturn. Businesses closed, millions of people lost their jobs, and economies contracted. Governments implemented massive stimulus packages to support businesses and individuals, while central banks lowered interest rates to historic lows.

Black Lives Matter Movement: The killing of George Floyd, an African American man, by 

a police officer in the United States sparked widespread protests against racial injustice and police brutality. The Black Lives Matter movement gained global attention, leading to calls for police reform and social justice.

U.S. Presidential Election: The United States held a highly contentious presidential election in November 2020. Democrat Joe Biden defeated incumbent President Donald Trump, making him the 46th President of the United States. The election saw record voter turnout and numerous legal challenges.

Wildfires and Natural Disasters: 2020 witnessed an unusually active wildfire season in various parts of the world, including Australia and the Western United States. Natural disasters like hurricanes, earthquakes, and floods also occurred in different regions, contributing to humanitarian and economic challenges.

Brexit: The United Kingdom formally left the European Union on January 31, 2020, after years of negotiations. Transition arrangements lasted until December 31, 2020, when the UK fully exited the EU's single market and customs union, ushering in a new era for UK-EU relations.

Space Exploration: Space exploration made significant strides in 2020. NASA's Mars rover, Perseverance, was launched, and China's Chang'e 5 mission successfully collected lunar samples. Private companies like SpaceX continued to advance commercial space travel.

Technological Advancements: The year saw continued technological advancements, with developments in artificial intelligence, 5G technology, and breakthroughs in quantum computing. Remote communication tools and online platforms became essential for work, education, and socializing 

during lockdowns.

Vaccine Development: In record time, multiple COVID-19 vaccines were developed and authorized 

for emergency use. The global vaccination campaign began in late 2020, with millions of people 

receiving vaccines to combat the pandemic.

 See You at the Top

The Leap of 2020

Woodman, spare that tree! Touch not a single bough. In youth it sheltered me, And I'll protect it now.............George Pope Morris (1802-64)

Spare 2020; It may have started tough but in the end it would speak good tidings. From little Wuhan came the Covid19 Pandemic that has ravage over 1 million homes, destroyed businesses and transformed our working/social life to a new zoom normal of social distancing. From Trump White House comes the alternative truth protocols revolving staff turnover and the evangelical/republican delusional bias that establishes John Updike 1932 observation; "America is a vast conspiracy to make you happy" perhaps unhappy. From Lekki Toll Gate comes a generation of youth protesting for a just cause, hugging the national flag, singing the national anthem then at twilight murdered by the national army.

Facts on Recession

Financial Theories:

Financial Crisis Theory: Some recessions are associated with financial crises, such as the global financial crisis of 2007-2008. These crises can occur due to factors like excessive risk-taking, speculative bubbles, or the collapse of a major financial institution. Financial recessions often lead to a severe credit crunch, impacting the broader economy.

Psychological Theories:

Consumer and Business Confidence: Sentiment and confidence in the economy can play a significant role in triggering or exacerbating recessions. A sudden loss of confidence by consumers or businesses can lead to reduced spending and investment, contributing to a recession.

External Shocks:

Oil Shocks: Recessions can be triggered by external shocks, such as a sudden increase in oil prices. Oil shocks can lead to higher production costs, lower consumer spending power, and reduced economic activity.

It's important to note that recessions are complex events often influenced by a combination of factors. The specific causes and dynamics of a recession can vary from one episode to another. Economists and policymakers continually study and analyze these theories to better understand the factors that contribute to recessions and develop strategies to mitigate their impact. Additionally, the global economy is interconnected, from Trump to Wuhan, 

Recessions in one country can have ripple effects across borders, making the study of recessions a global concern.

In 2020: One could say, the land has been so devasted, another could weep; so much death. Perhaps, at the end we could find solace in a vaccine, a reformed white house and a regenerated youth.

See You at the Top

AI and Developments

Even if strength fail, boldness at least will deserve praise: In Great Endeavors even to have had the Will is Enough............Propertius, Roman Poet (C50 - After 16BC)

Uses of mobile AI are multiplying, in phones and smart devices ranging from dishwashers to door locks to lightbulbs, as well as the millions of sensors making their way to cities, factories and industrial facilities.

Review the chip designer Arm Holdings—whose patents Apple, among many tech companies large and small, licenses for its iPhone chips. Would be worth the effort. 

Overview of ARM Holdings:

Company History: ARM Holdings was founded in 1990 as a joint venture between Acorn Computers,

 Apple, and VLSI Technology. It was headquartered in Cambridge, England. ARM's primary 

focus was on designing and licensing microprocessors and related technologies for a wide 

range of applications, including mobile devices, embedded systems, and Internet of Things (IoT) devices.

Business Model: ARM was known for its business model of licensing its intellectual property 

(IP) and processor designs to semiconductor manufacturers, including Qualcomm, Samsung, 

and Apple. These manufacturers would then integrate ARM's technology into their own chips, 

creating a wide ecosystem of ARM-based processors.

Industry Influence: ARM's designs were highly influential and dominant in the mobile 

device industry. The vast majority of smartphones and tablets used ARM-based processors.

Acquisition by SoftBank: In 2016, ARM Holdings was acquired by the Japanese multinational 

conglomerate SoftBank Group for around $32 billion. This acquisition allowed ARM to continue 

its growth and expand into emerging markets like IoT and autonomous vehicles.

Technology and Innovation: ARM was known for its energy-efficient processor designs, which 

were crucial for the battery life and performance of mobile devices. The company continued 

to innovate in areas like artificial intelligence and machine learning as well.

Partnerships: ARM had numerous partnerships with technology companies, software developers, 

and semiconductor manufacturers, making it a critical player in the technology ecosystem.

Licensing Model: ARM's revenue came primarily from licensing its technology and receiving 

royalties from semiconductor companies that used its designs. This licensing model allowed ARM 

to have a widespread presence across various industries.

 See You at the Top

AI and Forex

We would all be idle if we could..........James Boswell; Life of Samuel Johnson (1791)  

Forex trading, short for foreign exchange trading, is the process of buying and selling currencies on the foreign exchange market with the aim of making a profit. It is one of the largest and most liquid financial markets in the world, with a daily trading volume exceeding $6 trillion.

Here are some key points to understand about forex trading:

Currency Pairs: In forex trading, currencies are quoted in pairs, such as EUR/USD (Euro/US Dollar) or GBP/JPY (British Pound/Japanese Yen). The first currency in the pair is called the base currency, and the second is the quote currency. The exchange rate tells you how much of the quote currency you need to buy one unit of the base currency.

Leverage: Forex trading often involves the use of leverage, which allows traders to control a larger position with a relatively small amount of capital. While leverage can amplify profits, it also increases the potential for significant losses.

Volatility: The forex market can be highly volatile, with exchange rates fluctuating rapidly due to various factors, including economic news releases, geopolitical events, and market sentiment.

Market Participants: Participants in the forex market include retail traders, institutional investors, central banks, multinational corporations, and governments. Retail traders typically access the market through brokers.

Trading Hours: The forex market operates 24 hours a day, five days a week, due to its global nature. It is divided into major trading sessions, including the Asian, European, and North American sessions.

Artificial intelligence (AI) has been increasingly utilized in the forex (foreign exchange) market to analyze data, identify patterns, and make trading decisions.  AI algorithms can analyze vast amounts of historical and real-time market data to identify patterns and trends. This analysis helps traders make more informed predictions about future price movements.

AI-powered trading systems can execute trades automatically based on predefined criteria and trading strategies. These algorithms can react to market conditions in real-time, enabling faster and more precise trading decisions.

However, it's important to note that while AI can enhance trading efficiency and decision-making, it's not a guarantee of success in forex trading. Market conditions can be unpredictable, and AI models may also be susceptible to biases or errors in data analysis. Additionally, the forex market is highly complex and influenced by a wide range of factors, including geopolitical events, economic indicators, and central bank policies. Therefore, AI should be used as a tool to complement human expertise and judgment rather than as a standalone solution.

See You at the Top

Theory of Recession

Rising unemployment and the recession have been the price that we've had to pay to get inflation down (Labour Shouts). That is a price well worth paying -----------
(Norman Lamont, British Conservative Politician, 16th May 1991, speech in the House of Commons)

A recession is a significant and sustained decline in economic activity 

within a country or region. It is characterized by a contraction in various 

economic indicators, including gross domestic product (GDP), employment, 

investment, and consumer spending. There are several theories and models 

that attempt to explain the causes and dynamics of recessions. 

Here are some of the key theories:

Demand-Side Theories:

Keynesian Theory: Developed by John Maynard Keynes, this theory emphasizes 

the role of aggregate demand in causing recessions. According to Keynesian 

economics, recessions occur when there is insufficient aggregate demand 

in the economy. This can result from a decrease in consumer spending, 

business investment, or government spending. Keynesian policies suggest 

that government intervention, such as fiscal stimulus and monetary policy, 

can help counteract recessions by boosting demand.

Monetary Policy Theory: Some economists attribute recessions to central banks' 

monetary policy actions. For example, a central bank may raise interest rates 

to combat inflation, but this can also reduce consumer spending and business 

investment, potentially leading to a recession.

Supply-Side Theories:

Real Business Cycle Theory: This theory posits that recessions are primarily 

driven by fluctuations in the supply side of the economy, such as changes in 

productivity or technology shocks. It suggests that recessions are a natural 

consequence of the economy's adjustment to various external factors. Government 

intervention is seen as less effective in addressing these types of recessions.

Structural Imbalance Theory: Recessions can also result from structural imbalances 

in the economy, such as excessive debt, overcapacity in certain industries, or 

a housing market bubble. These imbalances can eventually lead to a sharp correction, 

triggering a recession.

At the depth of recession

• The king is cash-flow; without cash you would not survive
• The Queen is Risk Management; Don't lose what you have
• The Officers are Bargain Investment; Hunt for bargains that will position you for a win when the tide turns.

In simpler terms;

• Manage your funds
• Reduce your risk
• Leverage your opportunities

See You at the Top